Imagine saving up to $1,600 on your property taxes every year—sounds too good to be true, right? But it’s a reality for thousands of North Dakota homeowners thanks to the Primary Residence Credit. As of now, over 55,000 residents have already applied for this tax break for the 2026 tax year, and the numbers are climbing fast. Here’s the deal: this program, launched during the 2023 Legislative Session, offers eligible homeowners a substantial property tax credit—a lifeline for many facing rising housing costs. And this is the part most people miss: the credit was dramatically increased from $500 to $1,600 annually during the 2025 Legislative Session, thanks to House Bill 1176. But here’s where it gets controversial: while there are no age or income restrictions, the program limits one credit per household, leaving some to wonder if it’s truly equitable for larger families or multi-generational homes. The application window, which opened on January 1, closes on April 1, so time is ticking. To qualify, your home must be your primary residence, and you’ll need to apply annually through the North Dakota Office of State Tax Commissioner. Participation has been massive in recent years, with 145,000 applications in 2025 and 135,000 in 2024, proving just how vital this relief is for North Dakotans. Is this program a game-changer for homeowners, or does it fall short in addressing broader housing affordability issues? Let’s discuss—share your thoughts in the comments below!
